145 live products
BankSA
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
BankSA
Best available
From 5.79% p.a.
Line-up
145 live products
VS
BankSA vs Bendigo Bank
Compare BankSA and Bendigo Bank home loans in March 2026. BankSA offers rates from 5.79% p.a. across 145 products, while Bendigo Bank starts at 5.59% p.a. with 165 products. Bendigo Bank currently has the lower rate by 0.20%.
VS
165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Live edge
Bendigo Bank is lower on headline home loan rate by 0.20%, which is roughly $83 per month on a $500,000 loan.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | Bendigo Bank |
|---|---|---|
| Interest rate | 5.79% | 5.59% |
| Comparison rate | 5.80% | 5.61% |
| Offset account | No | No |
| Redraw | Yes | Yes |
All BankSA Products
Every tracked home loans option from BankSA.
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) while Bendigo Bank starts at 5.59% p.a. (comparison rate 5.61%). Bendigo Bank is 0.20% lower, which saves approximately $83/month on a $500,000 loan.
Key features: BankSA includes redraw, Bendigo Bank includes redraw.
Quick Comparison
| Feature | BankSA | Bendigo Bank |
|---|---|---|
| Interest Rate | 5.79% | 5.59% |
| Comparison Rate | 5.80% | 5.61% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
BankSA vs Bendigo Bank FAQs
Which bank has a lower home loan rate, BankSA or Bendigo Bank?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do BankSA and Bendigo Bank home loans have offset accounts?
BankSA does not include an offset account. Bendigo Bank does not include an offset account.
What is BankSA's lowest home loan rate in 2026?
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).