165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bendigo Bank
Best available
From 5.59% p.a.
Line-up
165 live products
VS
Bendigo Bank vs CommBank
Compare Bendigo Bank and CommBank home loans in March 2026. Bendigo Bank offers rates from 5.59% p.a. across 165 products, while CommBank starts at 5.59% p.a. with 100 products.
VS
100 live products
CommBank
Best available rate
5.59%p.a.
Digi Home Loan (Owner Occupied) (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Live edge
CommBank is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | CommBank |
|---|---|---|
| Interest rate | 5.59% | 5.59% |
| Comparison rate | 5.61% | 5.72% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
All CommBank Products
Every tracked home loans option from CommBank.
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while CommBank starts at 5.59% p.a. (comparison rate 5.72%).
Key features: Bendigo Bank includes redraw, CommBank includes offset, CommBank includes redraw.
Quick Comparison
| Feature | Bendigo Bank | CommBank |
|---|---|---|
| Interest Rate | 5.59% | 5.59% |
| Comparison Rate | 5.61% | 5.72% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Bendigo Bank vs CommBank FAQs
Which bank has a lower home loan rate, Bendigo Bank or CommBank?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.59% p.a. Always check the comparison rate for a true cost picture.
Do Bendigo Bank and CommBank home loans have offset accounts?
Bendigo Bank does not include an offset account. CommBank offers an offset account.
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).
What is CommBank's lowest home loan rate in 2026?
CommBank's lowest variable rate is 5.59% p.a. (comparison rate 5.72%) on the Digi Home Loan (Owner Occupied) (Variable).