165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bendigo Bank
Best available
From 5.59% p.a.
Line-up
165 live products
VS
Bendigo Bank vs NAB
Compare Bendigo Bank and NAB home loans in March 2026. Bendigo Bank offers rates from 5.59% p.a. across 165 products, while NAB starts at 5.74% p.a. with 146 products. Bendigo Bank currently has the lower rate by 0.15%.
VS
146 live products
NAB
Best available rate
5.74%p.a.
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Live edge
Bendigo Bank is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | NAB |
|---|---|---|
| Interest rate | 5.59% | 5.74% |
| Comparison rate | 5.61% | 6.28% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
All NAB Products
Every tracked home loans option from NAB.
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while NAB starts at 5.74% p.a. (comparison rate 6.28%). Bendigo Bank is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: Bendigo Bank includes redraw, NAB includes offset, NAB includes redraw.
Quick Comparison
| Feature | Bendigo Bank | NAB |
|---|---|---|
| Interest Rate | 5.59% | 5.74% |
| Comparison Rate | 5.61% | 6.28% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
Bendigo Bank vs NAB FAQs
Which bank has a lower home loan rate, Bendigo Bank or NAB?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Do Bendigo Bank and NAB home loans have offset accounts?
Bendigo Bank does not include an offset account. NAB offers an offset account.
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).
What is NAB's lowest home loan rate in 2026?
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).