104 live products
ANZ
Best available rate
5.74%p.a.
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.17%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
ANZ
Best available
From 5.74% p.a.
Line-up
104 live products
VS
ANZ vs NAB
Compare ANZ and NAB home loans in March 2026. ANZ offers rates from 5.74% p.a. across 104 products, while NAB starts at 5.74% p.a. with 146 products.
Bank Two
VS
146 live products
NAB
Best available rate
5.74%p.a.
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Live edge
NAB is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | NAB |
|---|---|---|
| Interest rate | 5.74% | 5.74% |
| Comparison rate | 7.17% | 6.28% |
| Offset account | Yes | Yes |
| Redraw | Yes | Yes |
All ANZ Products
Every tracked home loans option from ANZ.
All NAB Products
Every tracked home loans option from NAB.
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) while NAB starts at 5.74% p.a. (comparison rate 6.28%).
Key features: ANZ includes offset, ANZ includes redraw, NAB includes offset, NAB includes redraw.
Quick Comparison
| Feature | ANZ | NAB |
|---|---|---|
| Interest Rate | 5.74% | 5.74% |
| Comparison Rate | 7.17% | 6.28% |
| Offset Account | Yes | Yes |
| Redraw Facility | Yes | Yes |
| Annual Fee |
Common Questions
ANZ vs NAB FAQs
Which bank has a lower home loan rate, ANZ or NAB?
ANZ currently offers the lower variable rate at 5.74% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Do ANZ and NAB home loans have offset accounts?
ANZ offers an offset account. NAB offers an offset account.
What is ANZ's lowest home loan rate in 2026?
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) on the Anz Fixed Rate Home Loan (Investment Fixed 1 Yr).
What is NAB's lowest home loan rate in 2026?
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).