Terms of Use
Last updated: 20 February 2026
Contact: hello@ratepilot.com.au
By accessing or using ratepilot.com.au (the "Site"), you agree to these Terms of Use.
2. What RatePilot does
RatePilot provides information and tools to compare rates, fees and features across financial products. The Site may change at any time (including availability of products, features, or coverage).
3. General information only - not financial advice
Content on the Site is general information only and does not consider your objectives, financial situation or needs. You should consider whether the information is appropriate for you and confirm product details with the provider before making decisions.
4. Accuracy and changes
We aim to keep information current, but rates and product details can change quickly and errors may occur. You should verify details directly with the product provider.
5. Third-party links
The Site may contain links to third-party websites. We do not control third-party sites and are not responsible for their content, availability, or your dealings with them.
6. Monetisation and disclosures
RatePilot may earn referral or affiliate income when you click certain product links on the Site. These links are clearly labelled with a "Referral" badge. Referral relationships do not influence product rankings or the information displayed. We aim to label all paid or sponsored placements clearly and update our disclosures accordingly.
7. Acceptable use
You agree not to:
- misuse the Site (including attempting to disrupt, hack, scrape, or overload it),
- use the Site unlawfully,
- submit misleading, harmful or infringing content.
8. Intellectual property
Site content (branding, text, UI, and code) is owned by or licensed to RatePilot unless stated otherwise. You may use the Site for personal, non-commercial purposes.
9. Liability
To the maximum extent permitted by law, RatePilot is not liable for loss or damage arising from your use of the Site or reliance on Site content. Nothing in these Terms excludes rights that cannot be excluded under Australian consumer law.
10. Privacy
Your use of the Site is also governed by our Privacy Policy.
11. Changes
We may update these Terms from time to time by publishing a new version on the Site.
12. Governing law
These Terms are governed by the laws of Australia and the courts of Victoria have non-exclusive jurisdiction.