104 live products
ANZ
Best available rate
5.74%p.a.
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.17%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
ANZ
Best available
From 5.74% p.a.
Line-up
104 live products
VS
ANZ vs Bendigo Bank
Compare ANZ and Bendigo Bank home loans in March 2026. ANZ offers rates from 5.74% p.a. across 104 products, while Bendigo Bank starts at 5.59% p.a. with 165 products. Bendigo Bank currently has the lower rate by 0.15%.
VS
165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Live edge
Bendigo Bank is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bendigo Bank |
|---|---|---|
| Interest rate | 5.74% | 5.59% |
| Comparison rate | 7.17% | 5.61% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
All ANZ Products
Every tracked home loans option from ANZ.
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) while Bendigo Bank starts at 5.59% p.a. (comparison rate 5.61%). Bendigo Bank is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: ANZ includes offset, ANZ includes redraw, Bendigo Bank includes redraw.
Quick Comparison
| Feature | ANZ | Bendigo Bank |
|---|---|---|
| Interest Rate | 5.74% | 5.59% |
| Comparison Rate | 7.17% | 5.61% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
ANZ vs Bendigo Bank FAQs
Which bank has a lower home loan rate, ANZ or Bendigo Bank?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.74% p.a. Always check the comparison rate for a true cost picture.
Do ANZ and Bendigo Bank home loans have offset accounts?
ANZ offers an offset account. Bendigo Bank does not include an offset account.
What is ANZ's lowest home loan rate in 2026?
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) on the Anz Fixed Rate Home Loan (Investment Fixed 1 Yr).
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).