165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bendigo Bank
Best available
From 5.59% p.a.
Line-up
165 live products
VS
Bendigo Bank vs Westpac
Compare Bendigo Bank and Westpac home loans in March 2026. Bendigo Bank offers rates from 5.59% p.a. across 165 products, while Westpac starts at 5.79% p.a. with 179 products. Bendigo Bank currently has the lower rate by 0.20%.
VS
179 live products
Westpac
Best available rate
5.79%p.a.
Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.45%
Offset
Not included
Redraw
Included
Live edge
Bendigo Bank is lower on headline home loan rate by 0.20%, which is roughly $83 per month on a $500,000 loan.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | Westpac |
|---|---|---|
| Interest rate | 5.59% | 5.79% |
| Comparison rate | 5.61% | 6.45% |
| Offset account | No | No |
| Redraw | Yes | Yes |
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
All Westpac Products
Every tracked home loans option from Westpac.
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while Westpac starts at 5.79% p.a. (comparison rate 6.45%). Bendigo Bank is 0.20% lower, which saves approximately $83/month on a $500,000 loan.
Key features: Bendigo Bank includes redraw, Westpac includes redraw.
Quick Comparison
| Feature | Bendigo Bank | Westpac |
|---|---|---|
| Interest Rate | 5.59% | 5.79% |
| Comparison Rate | 5.61% | 6.45% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
Bendigo Bank vs Westpac FAQs
Which bank has a lower home loan rate, Bendigo Bank or Westpac?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do Bendigo Bank and Westpac home loans have offset accounts?
Bendigo Bank does not include an offset account. Westpac does not include an offset account.
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).
What is Westpac's lowest home loan rate in 2026?
Westpac's lowest variable rate is 5.79% p.a. (comparison rate 6.45%) on the Fixed Rate Home Loan (Investment Fixed 1 Yr).