104 live products
ANZ
Best available rate
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.17%
Offset
Included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.74% p.a.
Line-up
104 live products
Compare ANZ and BankSA home loans in March 2026. ANZ offers rates from 5.74% p.a. across 104 products, while BankSA starts at 5.79% p.a. with 145 products. ANZ currently has the lower rate by 0.05%.
104 live products
Best available rate
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.17%
Offset
Included
Redraw
Included
145 live products
Best available rate
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Live edge
ANZ is lower on headline home loan rate by 0.05%, which is roughly $21 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | BankSA |
|---|---|---|
| Interest rate | 5.74% | 5.79% |
| Comparison rate | 7.17% | 5.80% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
Every tracked home loans option from ANZ.
Every tracked home loans option from BankSA.
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) while BankSA starts at 5.79% p.a. (comparison rate 5.80%). ANZ is 0.05% lower, which saves approximately $21/month on a $500,000 loan.
Key features: ANZ includes offset, ANZ includes redraw, BankSA includes redraw.
| Feature | ANZ | BankSA |
|---|---|---|
| Interest Rate | 5.74% | 5.79% |
| Comparison Rate | 7.17% | 5.80% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
ANZ currently offers the lower variable rate at 5.74% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
ANZ offers an offset account. BankSA does not include an offset account.
ANZ's lowest variable rate is 5.74% p.a. (comparison rate 7.17%) on the Anz Fixed Rate Home Loan (Investment Fixed 1 Yr).
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
Bank Two
Best available
From 5.79% p.a.
Line-up
145 live products
| Annual Fee |
| $0 |
| $0 |
ANZ currently offers a 0.05% lower home loan rate.
Keep Comparing
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