145 live products
BankSA
Best available rate
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.79% p.a.
Line-up
145 live products
Compare BankSA and ING home loans in March 2026. BankSA offers rates from 5.79% p.a. across 145 products, while ING starts at 5.64% p.a. with 130 products. ING currently has the lower rate by 0.15%.
145 live products
Best available rate
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
130 live products
Best available rate
Orange Advantage (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.94%
Offset
Included
Redraw
Included
Live edge
ING is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | ING |
|---|---|---|
| Interest rate | 5.79% | 5.64% |
| Comparison rate | 5.80% | 5.94% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
Every tracked home loans option from BankSA.
Every tracked home loans option from ING.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) while ING starts at 5.64% p.a. (comparison rate 5.94%). ING is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: BankSA includes redraw, ING includes offset, ING includes redraw.
| Feature | BankSA | ING |
|---|---|---|
| Interest Rate | 5.79% | 5.64% |
| Comparison Rate | 5.80% | 5.94% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
ING currently offers the lower variable rate at 5.64% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
BankSA does not include an offset account. ING offers an offset account.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
ING's lowest variable rate is 5.64% p.a. (comparison rate 5.94%) on the Orange Advantage (Variable).
Bank Two
Best available
From 5.64% p.a.
Line-up
130 live products
| Annual Fee |
| $0 |
| $299 |
ING currently offers a 0.15% lower home loan rate.
Keep Comparing
Keep Comparing