1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Regional Australia Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
Regional Australia Bank Virgin Money
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Regional Australia Bank leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Regional Australia Bank | Virgin Money |
|---|---|---|
| Max rate | 4.50% | 4.00% |
| Base rate | 0.00% | 0.05% |
| Bonus rate | 4.50% | 3.95% |
| Has conditions | Yes | Yes |
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, Regional Australia Bank's Savings Booster offers up to 4.50% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Regional Australia Bank currently leads by 0.50% p.a.
Regional Australia Bank's rate applies on balances up to $250,000.
Regional Australia Bank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Regional Australia Bank | Virgin Money |
|---|---|---|
| Max Rate | 4.50% | 4.00% |
| Base Rate | 0.00% | 0.05% |
| Bonus Rate | 4.50% | 3.95% |
| Conditions Required |
Common Questions
Regional Australia Bank vs Virgin Money FAQs
Which bank has the better savings rate, Regional Australia Bank or Virgin Money?
Regional Australia Bank currently offers the higher rate at 4.50% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do Regional Australia Bank and Virgin Money savings accounts have conditions?
Both Regional Australia Bank and Virgin Money require meeting monthly conditions to earn their full bonus rates.