1 live product
Virgin Money
Best available rate
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 4.00% p.a.
Line-up
1 live product
Compare Virgin Money and Westpac savings accounts side by side. In March 2026, Virgin Money offers 1 account with rates up to 4.00% p.a., while Westpac has 4 accounts reaching 5.25% p.a. Westpac currently leads by 1.25%.
1 live product
Best available rate
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
4 live products
Best available rate
Westpac Life (Under 35)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
5.15%
Conditions
Bonus rules apply
Live edge
Westpac leads on headline savings rate by 1.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Virgin Money | Westpac |
|---|---|---|
| Max rate | 4.00% | 5.25% |
| Base rate | 0.05% | 0.10% |
| Bonus rate | 3.95% | 5.15% |
| Has conditions | Yes | Yes |
Every tracked savings accounts option from Virgin Money.
Every tracked savings accounts option from Westpac.
In March 2026, Virgin Money's Boost Saver offers up to 4.00% p.a. (0.05% base + 3.95% bonus), while Westpac's Westpac Life (Under 35) reaches 5.25% p.a. (0.10% base + 5.15% bonus). Westpac currently leads by 1.25% p.a.
Westpac's rate applies on balances up to $30,000.
Virgin Money has 1 savings product and Westpac has 4, giving you a range of options to compare.
| Feature | Virgin Money | Westpac |
|---|---|---|
| Max Rate | 4.00% | 5.25% |
| Base Rate | 0.05% | 0.10% |
| Bonus Rate | 3.95% | 5.15% |
| Conditions Required | Yes |
Common Questions
Westpac currently offers the higher rate at 5.25% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Westpac's best savings rate is 5.25% p.a. on the Westpac Life (Under 35), consisting of a 0.10% base rate and 5.15% bonus rate. This rate requires meeting monthly bonus conditions.
Both Virgin Money and Westpac require meeting monthly conditions to earn their full bonus rates.
Bank Two
Best available
Up to 5.25% p.a.
Line-up
4 live products
| Yes |
| Balance Cap | $250,000 | $30,000 |
Westpac currently offers a 1.25% higher savings rate.
Based on current rates, Westpac pays approximately $625 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 1.25% p.a.
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