4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Virgin Money
Compare ANZ and Virgin Money savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Virgin Money has 1 account reaching 4.00% p.a. ANZ currently leads by 0.50%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
ANZ leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Virgin Money |
|---|---|---|
| Max rate | 4.50% | 4.00% |
| Base rate | 0.10% | 0.05% |
| Bonus rate | 4.40% | 3.95% |
| Has conditions | Yes | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). ANZ currently leads by 0.50% p.a.
ANZ's rate applies on balances up to $1,000,000,000.
ANZ has 4 savings products and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Virgin Money |
|---|---|---|
| Max Rate | 4.50% | 4.00% |
| Base Rate | 0.10% | 0.05% |
| Bonus Rate | 4.40% | 3.95% |
| Conditions Required | Yes |
Common Questions
ANZ vs Virgin Money FAQs
Which bank has the better savings rate, ANZ or Virgin Money?
ANZ currently offers the higher rate at 4.50% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do ANZ and Virgin Money savings accounts have conditions?
Both ANZ and Virgin Money require meeting monthly conditions to earn their full bonus rates.