1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Regional Australia Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
Regional Australia Bank vs Westpac
Compare Regional Australia Bank and Westpac savings accounts side by side. In March 2026, Regional Australia Bank offers 1 account with rates up to 4.50% p.a., while Westpac has 4 accounts reaching 5.25% p.a. Westpac currently leads by 0.75%.
VS
4 live products
Westpac
Best available rate
5.25%p.a.
Westpac Life (Under 35)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
5.15%
Conditions
Bonus rules apply
Live edge
Westpac leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.75% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Regional Australia Bank | Westpac |
|---|---|---|
| Max rate | 4.50% | 5.25% |
| Base rate | 0.00% | 0.10% |
| Bonus rate | 4.50% | 5.15% |
| Has conditions | Yes | Yes |
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
All Westpac Products
Every tracked savings accounts option from Westpac.
In March 2026, Regional Australia Bank's Savings Booster offers up to 4.50% p.a., while Westpac's Westpac Life (Under 35) reaches 5.25% p.a. (0.10% base + 5.15% bonus). Westpac currently leads by 0.75% p.a.
Westpac's rate applies on balances up to $30,000.
Regional Australia Bank has 1 savings product and Westpac has 4, giving you a range of options to compare.
Quick Comparison
| Feature | Regional Australia Bank | Westpac |
|---|---|---|
| Max Rate | 4.50% | 5.25% |
| Base Rate | 0.00% | 0.10% |
| Bonus Rate | 4.50% | 5.15% |
| Conditions Required | Yes |
Common Questions
Regional Australia Bank vs Westpac FAQs
Which bank has the better savings rate, Regional Australia Bank or Westpac?
Westpac currently offers the higher rate at 5.25% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
What is Westpac's best savings account rate in 2026?
Westpac's best savings rate is 5.25% p.a. on the Westpac Life (Under 35), consisting of a 0.10% base rate and 5.15% bonus rate. This rate requires meeting monthly bonus conditions.
Do Regional Australia Bank and Westpac savings accounts have conditions?
Both Regional Australia Bank and Westpac require meeting monthly conditions to earn their full bonus rates.