4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Regional Australia Bank
Compare ANZ and Regional Australia Bank savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a.
VS
1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
ANZ and Regional Australia Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Regional Australia Bank |
|---|---|---|
| Max rate | 4.50% | 4.50% |
| Base rate | 0.10% | 0.00% |
| Bonus rate | 4.40% | 4.50% |
| Has conditions | Yes | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. Both banks are offering the same headline rate.
ANZ's rate applies on balances up to $1,000,000,000.
ANZ has 4 savings products and Regional Australia Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Regional Australia Bank |
|---|---|---|
| Max Rate | 4.50% | 4.50% |
| Base Rate | 0.10% | 0.00% |
| Bonus Rate | 4.40% | 4.50% |
| Conditions Required | Yes |
Common Questions
ANZ vs Regional Australia Bank FAQs
Which bank has the better savings rate, ANZ or Regional Australia Bank?
ANZ currently offers the higher rate at 4.50% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Do ANZ and Regional Australia Bank savings accounts have conditions?
Both ANZ and Regional Australia Bank require meeting monthly conditions to earn their full bonus rates.