2 live products
ING
Best available rate
5.40%p.a.
Savings Accelerator
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.35%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
ING
Best available
Up to 5.40% p.a.
Line-up
2 live products
VS
ING vs Regional Australia Bank
Compare ING and Regional Australia Bank savings accounts side by side. In March 2026, ING offers 2 accounts with rates up to 5.40% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a. ING currently leads by 0.90%.
VS
1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
ING leads on headline savings rate by 0.90% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.90% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ING | Regional Australia Bank |
|---|---|---|
| Max rate | 5.40% | 4.50% |
| Base rate | 4.35% | 0.00% |
| Bonus rate | 0.00% | 4.50% |
| Has conditions | No | Yes |
All ING Products
Every tracked savings accounts option from ING.
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, ING's Savings Accelerator offers up to 5.40% p.a., while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. ING currently leads by 0.90% p.a.
ING offers its top rate unconditionally, while Regional Australia Bank requires monthly conditions. ING's rate includes an introductory component for 4 months. ING's rate applies on balances up to $500,000.
ING has 2 savings products and Regional Australia Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ING | Regional Australia Bank |
|---|---|---|
| Max Rate | 5.40% | 4.50% |
| Base Rate | 4.35% | 0.00% |
| Bonus Rate | 0.00% | 4.50% |
| Conditions Required |
Common Questions
ING vs Regional Australia Bank FAQs
Which bank has the better savings rate, ING or Regional Australia Bank?
ING currently offers the higher rate at 5.40% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ING's best savings account rate in 2026?
ING's best savings rate is 5.40% p.a. on the Savings Accelerator.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Do ING and Regional Australia Bank savings accounts have conditions?
ING's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.