1 live product
Macquarie
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Macquarie
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Macquarie vs People's Choice
Compare Macquarie and People's Choice savings accounts side by side. In March 2026, Macquarie offers 1 account with rates up to 4.85% p.a., while People's Choice has 1 account reaching 4.50% p.a. Macquarie currently leads by 0.35%.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
Macquarie leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Macquarie | People's Choice |
|---|---|---|
| Max rate | 4.85% | 4.50% |
| Base rate | 4.50% | 0.01% |
| Bonus rate | 0.00% | 4.49% |
| Has conditions | No | Yes |
All Macquarie Products
Every tracked savings accounts option from Macquarie.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, Macquarie's Macquarie Savings Account offers up to 4.85% p.a., while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). Macquarie currently leads by 0.35% p.a.
Macquarie offers its top rate unconditionally, while People's Choice requires monthly conditions. Macquarie's rate includes an introductory component for 4 months. Macquarie's rate applies on balances up to $2,000,000.
Macquarie has 1 savings product and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Macquarie | People's Choice |
|---|---|---|
| Max Rate | 4.85% | 4.50% |
| Base Rate | 4.50% | 0.01% |
| Bonus Rate | 0.00% | 4.49% |
Common Questions
Macquarie vs People's Choice FAQs
Which bank has the better savings rate, Macquarie or People's Choice?
Macquarie currently offers the higher rate at 4.85% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is Macquarie's best savings account rate in 2026?
Macquarie's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do Macquarie and People's Choice savings accounts have conditions?
Macquarie's top rate has no ongoing conditions, while People's Choice requires meeting bonus conditions each month to earn the full advertised rate.