1 live product
Macquarie
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Macquarie
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Macquarie vs NAB
Compare Macquarie and NAB savings accounts side by side. In March 2026, Macquarie offers 1 account with rates up to 4.85% p.a., while NAB has 2 accounts reaching 4.70% p.a. Macquarie currently leads by 0.15%.
VS
2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Macquarie leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Macquarie | NAB |
|---|---|---|
| Max rate | 4.85% | 4.70% |
| Base rate | 4.50% | 1.40% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Macquarie Products
Every tracked savings accounts option from Macquarie.
All NAB Products
Every tracked savings accounts option from NAB.
In March 2026, Macquarie's Macquarie Savings Account offers up to 4.85% p.a., while NAB's iSaver reaches 4.70% p.a.. Macquarie currently leads by 0.15% p.a.
Macquarie's rate includes an introductory component for 4 months. NAB's rate includes an introductory component for 4 months. Macquarie's rate applies on balances up to $2,000,000.
Macquarie has 1 savings product and NAB has 2, giving you a range of options to compare.
Quick Comparison
| Feature | Macquarie | NAB |
|---|---|---|
| Max Rate | 4.85% | 4.70% |
| Base Rate | 4.50% | 1.40% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Macquarie vs NAB FAQs
Which bank has the better savings rate, Macquarie or NAB?
Macquarie currently offers the higher rate at 4.85% p.a., compared to 4.70% p.a. Rates are sourced from live data and change frequently.
What is Macquarie's best savings account rate in 2026?
Macquarie's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
Do Macquarie and NAB savings accounts have conditions?
Neither Macquarie nor NAB requires ongoing conditions for their top savings rates.