4 live products
ANZ
Best available rate
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 4.50% p.a.
Line-up
4 live products
Compare ANZ and Macquarie savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Macquarie has 1 account reaching 4.85% p.a. Macquarie currently leads by 0.35%.
4 live products
Best available rate
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
1 live product
Best available rate
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Macquarie leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Macquarie |
|---|---|---|
| Max rate | 4.50% | 4.85% |
| Base rate | 0.10% | 4.50% |
| Bonus rate | 4.40% | 0.00% |
| Has conditions | Yes | No |
Every tracked savings accounts option from ANZ.
Every tracked savings accounts option from Macquarie.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Macquarie's Macquarie Savings Account reaches 4.85% p.a.. Macquarie currently leads by 0.35% p.a.
Macquarie offers its top rate unconditionally, while ANZ requires monthly conditions. Macquarie's rate includes an introductory component for 4 months. Macquarie's rate applies on balances up to $2,000,000.
ANZ has 4 savings products and Macquarie has 1, giving you a range of options to compare.
| Feature | ANZ | Macquarie |
|---|---|---|
| Max Rate | 4.50% | 4.85% |
| Base Rate | 0.10% | 4.50% |
| Bonus Rate | 4.40% | 0.00% |
| Conditions Required |
Common Questions
Macquarie currently offers the higher rate at 4.85% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
Macquarie's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
Macquarie's top rate has no ongoing conditions, while ANZ requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.85% p.a.
Line-up
1 live product
| Yes |
| No |
| Balance Cap | $1,000,000,000 | $2,000,000 |
Macquarie currently offers a 0.35% higher savings rate.
Based on current rates, Macquarie pays approximately $175 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.35% p.a.
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