2 live products
CommBank
Best available rate
4.85%p.a.
NetBank Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.70%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
CommBank
Best available
Up to 4.85% p.a.
Line-up
2 live products
VS
CommBank vs Macquarie
Compare CommBank and Macquarie savings accounts side by side. In March 2026, CommBank offers 2 accounts with rates up to 4.85% p.a., while Macquarie has 1 account reaching 4.85% p.a.
VS
1 live product
Macquarie
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
CommBank and Macquarie are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | CommBank | Macquarie |
|---|---|---|
| Max rate | 4.85% | 4.85% |
| Base rate | 1.70% | 4.50% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All CommBank Products
Every tracked savings accounts option from CommBank.
All Macquarie Products
Every tracked savings accounts option from Macquarie.
In March 2026, CommBank's NetBank Saver offers up to 4.85% p.a., while Macquarie's Macquarie Savings Account reaches 4.85% p.a.. Both banks are offering the same headline rate.
CommBank's rate includes an introductory component for 5 months. Macquarie's rate includes an introductory component for 4 months.
CommBank has 2 savings products and Macquarie has 1, giving you a range of options to compare.
Quick Comparison
| Feature | CommBank | Macquarie |
|---|---|---|
| Max Rate | 4.85% | 4.85% |
| Base Rate | 1.70% | 4.50% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
CommBank vs Macquarie FAQs
Which bank has the better savings rate, CommBank or Macquarie?
CommBank currently offers the higher rate at 4.85% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is CommBank's best savings account rate in 2026?
CommBank's best savings rate is 4.85% p.a. on the NetBank Saver.
What is Macquarie's best savings account rate in 2026?
Macquarie's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
Do CommBank and Macquarie savings accounts have conditions?
Neither CommBank nor Macquarie requires ongoing conditions for their top savings rates.