2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
NAB
Best available
Up to 4.70% p.a.
Line-up
2 live products
VS
NAB vs UBank
Compare NAB and UBank savings accounts side by side. In March 2026, NAB offers 2 accounts with rates up to 4.70% p.a., while UBank has 1 account reaching 5.35% p.a. UBank currently leads by 0.65%.
VS
1 live product
UBank
Best available rate
5.35%p.a.
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 0.65% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.65% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | UBank |
|---|---|---|
| Max rate | 4.70% | 5.35% |
| Base rate | 1.40% | 0.00% |
| Bonus rate | 0.00% | 4.60% |
| Has conditions | No | Yes |
All NAB Products
Every tracked savings accounts option from NAB.
All UBank Products
Every tracked savings accounts option from UBank.
In March 2026, NAB's iSaver offers up to 4.70% p.a., while UBank's Save Account reaches 5.35% p.a.. UBank currently leads by 0.65% p.a.
UBank's top rate requires meeting bonus conditions each month, while NAB offers its rate with no ongoing requirements. UBank's rate includes an introductory component for 4 months. NAB's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
NAB has 2 savings products and UBank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | NAB | UBank |
|---|---|---|
| Max Rate | 4.70% | 5.35% |
| Base Rate | 1.40% | 0.00% |
| Bonus Rate | 0.00% | 4.60% |
| Conditions Required |
Common Questions
NAB vs UBank FAQs
Which bank has the better savings rate, NAB or UBank?
UBank currently offers the higher rate at 5.35% p.a., compared to 4.70% p.a. Rates are sourced from live data and change frequently.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
What is UBank's best savings account rate in 2026?
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
Do NAB and UBank savings accounts have conditions?
NAB's top rate has no ongoing conditions, while UBank requires meeting bonus conditions each month to earn the full advertised rate.