2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
NAB
Best available
Up to 4.70% p.a.
Line-up
2 live products
VS
NAB vs People's Choice
Compare NAB and People's Choice savings accounts side by side. In March 2026, NAB offers 2 accounts with rates up to 4.70% p.a., while People's Choice has 1 account reaching 4.50% p.a. NAB currently leads by 0.20%.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
NAB leads on headline savings rate by 0.20% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | People's Choice |
|---|---|---|
| Max rate | 4.70% | 4.50% |
| Base rate | 1.40% | 0.01% |
| Bonus rate | 0.00% | 4.49% |
| Has conditions | No | Yes |
All NAB Products
Every tracked savings accounts option from NAB.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, NAB's iSaver offers up to 4.70% p.a., while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). NAB currently leads by 0.20% p.a.
NAB offers its top rate unconditionally, while People's Choice requires monthly conditions. NAB's rate includes an introductory component for 4 months. NAB's rate applies on balances up to $20,000,000.
NAB has 2 savings products and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | NAB | People's Choice |
|---|---|---|
| Max Rate | 4.70% | 4.50% |
| Base Rate | 1.40% | 0.01% |
| Bonus Rate | 0.00% | 4.49% |
| Conditions Required |
Common Questions
NAB vs People's Choice FAQs
Which bank has the better savings rate, NAB or People's Choice?
NAB currently offers the higher rate at 4.70% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do NAB and People's Choice savings accounts have conditions?
NAB's top rate has no ongoing conditions, while People's Choice requires meeting bonus conditions each month to earn the full advertised rate.