2 live products
NAB
Best available rate
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.70% p.a.
Line-up
2 live products
Compare NAB and People's Choice savings accounts side by side. In March 2026, NAB offers 2 accounts with rates up to 4.70% p.a., while People's Choice has 1 account reaching 4.50% p.a. NAB currently leads by 0.20%.
2 live products
Best available rate
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
NAB leads on headline savings rate by 0.20% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | People's Choice |
|---|---|---|
| Max rate | 4.70% | 4.50% |
| Base rate | 1.40% | 0.01% |
| Bonus rate | 0.00% | 4.49% |
| Has conditions | No | Yes |
Every tracked savings accounts option from NAB.
Every tracked savings accounts option from People's Choice.
In March 2026, NAB's iSaver offers up to 4.70% p.a., while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). NAB currently leads by 0.20% p.a.
NAB offers its top rate unconditionally, while People's Choice requires monthly conditions. NAB's rate includes an introductory component for 4 months. NAB's rate applies on balances up to $20,000,000.
NAB has 2 savings products and People's Choice has 1, giving you a range of options to compare.
| Feature | NAB | People's Choice |
|---|---|---|
| Max Rate | 4.70% | 4.50% |
| Base Rate | 1.40% | 0.01% |
| Bonus Rate | 0.00% | 4.49% |
| Conditions Required |
Common Questions
NAB currently offers the higher rate at 4.70% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
NAB's best savings rate is 4.70% p.a. on the iSaver.
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
NAB's top rate has no ongoing conditions, while People's Choice requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
| No |
| Yes |
| Balance Cap | $20,000,000 | $100,000 |
NAB currently offers a 0.20% higher savings rate.
Based on current rates, NAB pays approximately $100 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.20% p.a.
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