4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs People's Choice
Compare ANZ and People's Choice savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while People's Choice has 1 account reaching 4.50% p.a.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
ANZ and People's Choice are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | People's Choice |
|---|---|---|
| Max rate | 4.50% | 4.50% |
| Base rate | 0.10% | 0.01% |
| Bonus rate | 4.40% | 4.49% |
| Has conditions | Yes | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). Both banks are offering the same headline rate.
ANZ's rate applies on balances up to $1,000,000,000.
ANZ has 4 savings products and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | People's Choice |
|---|---|---|
| Max Rate | 4.50% | 4.50% |
| Base Rate | 0.10% | 0.01% |
| Bonus Rate | 4.40% | 4.49% |
| Conditions Required | Yes |
Common Questions
ANZ vs People's Choice FAQs
Which bank has the better savings rate, ANZ or People's Choice?
ANZ currently offers the higher rate at 4.50% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do ANZ and People's Choice savings accounts have conditions?
Both ANZ and People's Choice require meeting monthly conditions to earn their full bonus rates.