1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Regional Australia Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
Regional Australia Bank vs UBank
Compare Regional Australia Bank and UBank savings accounts side by side. In March 2026, Regional Australia Bank offers 1 account with rates up to 4.50% p.a., while UBank has 1 account reaching 5.35% p.a. UBank currently leads by 0.85%.
VS
1 live product
UBank
Best available rate
5.35%p.a.
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 0.85% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.85% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Regional Australia Bank | UBank |
|---|---|---|
| Max rate | 4.50% | 5.35% |
| Base rate | 0.00% | 0.00% |
| Bonus rate | 4.50% | 4.60% |
| Has conditions | Yes | Yes |
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
All UBank Products
Every tracked savings accounts option from UBank.
In March 2026, Regional Australia Bank's Savings Booster offers up to 4.50% p.a., while UBank's Save Account reaches 5.35% p.a.. UBank currently leads by 0.85% p.a.
UBank's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
Regional Australia Bank has 1 savings product and UBank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Regional Australia Bank | UBank |
|---|---|---|
| Max Rate | 4.50% | 5.35% |
| Base Rate | 0.00% | 0.00% |
| Bonus Rate | 4.50% | 4.60% |
| Conditions Required | Yes |
Common Questions
Regional Australia Bank vs UBank FAQs
Which bank has the better savings rate, Regional Australia Bank or UBank?
UBank currently offers the higher rate at 5.35% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
What is UBank's best savings account rate in 2026?
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
Do Regional Australia Bank and UBank savings accounts have conditions?
Both Regional Australia Bank and UBank require meeting monthly conditions to earn their full bonus rates.