1 live product
Macquarie Bank
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Macquarie Bank
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Macquarie Bank vs NAB
Compare Macquarie Bank and NAB savings accounts side by side. In April 2026, Macquarie Bank offers 1 account with rates up to 4.85% p.a., while NAB has 2 accounts reaching 4.95% p.a. NAB currently leads by 0.10%.
VS
2 live products
NAB
Best available rate
4.95%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.55%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
NAB leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Macquarie Bank | NAB |
|---|---|---|
| Max rate | 4.85% | 4.95% |
| Base rate | 4.50% | 1.55% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Macquarie Bank Products
Every tracked savings accounts option from Macquarie Bank.
All NAB Products
Every tracked savings accounts option from NAB.
In April 2026, Macquarie Bank's Macquarie Savings Account offers up to 4.85% p.a., while NAB's iSaver reaches 4.95% p.a.. NAB currently leads by 0.10% p.a.
NAB's rate includes an introductory component for 4 months. Macquarie Bank's rate includes an introductory component for 4 months. NAB's rate applies on balances up to $20,000,000.
Macquarie Bank has 1 savings product and NAB has 2, giving you a range of options to compare.
Quick Comparison
| Feature | Macquarie Bank | NAB |
|---|---|---|
| Max Rate | 4.85% | 4.95% |
| Base Rate | 4.50% | 1.55% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required |
Common Questions
Macquarie Bank vs NAB FAQs
Which bank has the better savings rate, Macquarie Bank or NAB?
NAB currently offers the higher rate at 4.95% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is Macquarie Bank's best savings account rate in 2026?
Macquarie Bank's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.95% p.a. on the iSaver.
Do Macquarie Bank and NAB savings accounts have conditions?
Neither Macquarie Bank nor NAB requires ongoing conditions for their top savings rates.