2 live products
ING
Best available rate
5.65%p.a.
Savings Accelerator
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
ING
Best available
Up to 5.65% p.a.
Line-up
2 live products
VS
ING vs Macquarie Bank
Compare ING and Macquarie Bank savings accounts side by side. In April 2026, ING offers 2 accounts with rates up to 5.65% p.a., while Macquarie Bank has 1 account reaching 4.85% p.a. ING currently leads by 0.80%.
VS
1 live product
Macquarie Bank
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
ING leads on headline savings rate by 0.80% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.80% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ING | Macquarie Bank |
|---|---|---|
| Max rate | 5.65% | 4.85% |
| Base rate | 4.60% | 4.50% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All ING Products
Every tracked savings accounts option from ING.
All Macquarie Bank Products
Every tracked savings accounts option from Macquarie Bank.
In April 2026, ING's Savings Accelerator offers up to 5.65% p.a., while Macquarie Bank's Macquarie Savings Account reaches 4.85% p.a.. ING currently leads by 0.80% p.a.
ING's rate includes an introductory component for 4 months. Macquarie Bank's rate includes an introductory component for 4 months. ING's rate applies on balances up to $500,000.
ING has 2 savings products and Macquarie Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ING | Macquarie Bank |
|---|---|---|
| Max Rate | 5.65% | 4.85% |
| Base Rate | 4.60% | 4.50% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required |
Common Questions
ING vs Macquarie Bank FAQs
Which bank has the better savings rate, ING or Macquarie Bank?
ING currently offers the higher rate at 5.65% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is ING's best savings account rate in 2026?
ING's best savings rate is 5.65% p.a. on the Savings Accelerator.
What is Macquarie Bank's best savings account rate in 2026?
Macquarie Bank's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
Do ING and Macquarie Bank savings accounts have conditions?
Neither ING nor Macquarie Bank requires ongoing conditions for their top savings rates.