4 live products
ANZ
Best available rate
4.75%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.65%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.75% p.a.
Line-up
4 live products
VS
ANZ vs Macquarie Bank
Compare ANZ and Macquarie Bank savings accounts side by side. In April 2026, ANZ offers 4 accounts with rates up to 4.75% p.a., while Macquarie Bank has 1 account reaching 4.85% p.a. Macquarie Bank currently leads by 0.10%.
VS
1 live product
Macquarie Bank
Best available rate
4.85%p.a.
Macquarie Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Macquarie Bank leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Macquarie Bank |
|---|---|---|
| Max rate | 4.75% | 4.85% |
| Base rate | 0.10% | 4.50% |
| Bonus rate | 4.65% | 0.00% |
| Has conditions | Yes | No |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Macquarie Bank Products
Every tracked savings accounts option from Macquarie Bank.
In April 2026, ANZ's Growth Saver offers up to 4.75% p.a. (0.10% base + 4.65% bonus), while Macquarie Bank's Macquarie Savings Account reaches 4.85% p.a.. Macquarie Bank currently leads by 0.10% p.a.
Macquarie Bank offers its top rate unconditionally, while ANZ requires monthly conditions. Macquarie Bank's rate includes an introductory component for 4 months. Macquarie Bank's rate applies on balances up to $2,000,000.
ANZ has 4 savings products and Macquarie Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Macquarie Bank |
|---|---|---|
| Max Rate | 4.75% | 4.85% |
| Base Rate | 0.10% | 4.50% |
| Bonus Rate | 4.65% | 0.00% |
| Conditions Required |
Common Questions
ANZ vs Macquarie Bank FAQs
Which bank has the better savings rate, ANZ or Macquarie Bank?
Macquarie Bank currently offers the higher rate at 4.85% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.75% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.65% bonus rate. This rate requires meeting monthly bonus conditions.
What is Macquarie Bank's best savings account rate in 2026?
Macquarie Bank's best savings rate is 4.85% p.a. on the Macquarie Savings Account.
Do ANZ and Macquarie Bank savings accounts have conditions?
Macquarie Bank's top rate has no ongoing conditions, while ANZ requires meeting bonus conditions each month to earn the full advertised rate.