1 live product
BankSA
Best available rate
4.65%p.a.
Incentive Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BankSA
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
BankSA vs Regional Australia Bank
Compare BankSA and Regional Australia Bank savings accounts side by side. In March 2026, BankSA offers 1 account with rates up to 4.65% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a. BankSA currently leads by 0.15%.
VS
1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
BankSA leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | Regional Australia Bank |
|---|---|---|
| Max rate | 4.65% | 4.50% |
| Base rate | 0.10% | 0.00% |
| Bonus rate | 4.55% | 4.50% |
| Has conditions | Yes | Yes |
All BankSA Products
Every tracked savings accounts option from BankSA.
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, BankSA's Incentive Saver offers up to 4.65% p.a. (0.10% base + 4.55% bonus), while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. BankSA currently leads by 0.15% p.a.
BankSA's rate applies on balances up to $249,999.
BankSA has 1 savings product and Regional Australia Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BankSA | Regional Australia Bank |
|---|---|---|
| Max Rate | 4.65% | 4.50% |
| Base Rate | 0.10% | 0.00% |
| Bonus Rate | 4.55% | 4.50% |
| Conditions Required | Yes |
Common Questions
BankSA vs Regional Australia Bank FAQs
Which bank has the better savings rate, BankSA or Regional Australia Bank?
BankSA currently offers the higher rate at 4.65% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is BankSA's best savings account rate in 2026?
BankSA's best savings rate is 4.65% p.a. on the Incentive Saver, consisting of a 0.10% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Do BankSA and Regional Australia Bank savings accounts have conditions?
Both BankSA and Regional Australia Bank require meeting monthly conditions to earn their full bonus rates.