1 live product
BankSA
Best available rate
4.65%p.a.
Incentive Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BankSA
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
BankSA vs CommBank
Compare BankSA and CommBank savings accounts side by side. In March 2026, BankSA offers 1 account with rates up to 4.65% p.a., while CommBank has 2 accounts reaching 4.85% p.a. CommBank currently leads by 0.20%.
VS
2 live products
CommBank
Best available rate
4.85%p.a.
NetBank Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
CommBank leads on headline savings rate by 0.20% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | CommBank |
|---|---|---|
| Max rate | 4.65% | 4.85% |
| Base rate | 0.10% | 1.70% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BankSA Products
Every tracked savings accounts option from BankSA.
All CommBank Products
Every tracked savings accounts option from CommBank.
In March 2026, BankSA's Incentive Saver offers up to 4.65% p.a. (0.10% base + 4.55% bonus), while CommBank's NetBank Saver reaches 4.85% p.a.. CommBank currently leads by 0.20% p.a.
CommBank offers its top rate unconditionally, while BankSA requires monthly conditions. CommBank's rate includes an introductory component for 5 months.
BankSA has 1 savings product and CommBank has 2, giving you a range of options to compare.
Quick Comparison
| Feature | BankSA | CommBank |
|---|---|---|
| Max Rate | 4.65% | 4.85% |
| Base Rate | 0.10% | 1.70% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required | Yes |
Common Questions
BankSA vs CommBank FAQs
Which bank has the better savings rate, BankSA or CommBank?
CommBank currently offers the higher rate at 4.85% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
What is BankSA's best savings account rate in 2026?
BankSA's best savings rate is 4.65% p.a. on the Incentive Saver, consisting of a 0.10% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is CommBank's best savings account rate in 2026?
CommBank's best savings rate is 4.85% p.a. on the NetBank Saver.
Do BankSA and CommBank savings accounts have conditions?
CommBank's top rate has no ongoing conditions, while BankSA requires meeting bonus conditions each month to earn the full advertised rate.