Finding the best rates…
Bank One
Best available
Up to 5.10% p.a.
Line-up
3 live products
Compare Bank of Queensland and Regional Australia Bank savings accounts side by side. In March 2026, Bank of Queensland offers 3 accounts with rates up to 5.10% p.a., while Regional Australia Bank has 1 account reaching 4.50% p.a. Bank of Queensland currently leads by 0.60%.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
3 live products
Best available rate
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
1 live product
Best available rate
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
Bank of Queensland leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | Regional Australia Bank |
|---|---|---|
| Max rate | 5.10% | 4.50% |
| Base rate | 0.05% | 0.00% |
| Bonus rate | 5.05% | 4.50% |
| Has conditions | Yes | Yes |
Every tracked savings accounts option from Bank of Queensland.
Every tracked savings accounts option from Regional Australia Bank.
In March 2026, Bank of Queensland's Future Saver Account offers up to 5.10% p.a. (0.05% base + 5.05% bonus), while Regional Australia Bank's Savings Booster reaches 4.50% p.a.. Bank of Queensland currently leads by 0.60% p.a.
Bank of Queensland's rate applies on balances up to $50,000.
Bank of Queensland has 3 savings products and Regional Australia Bank has 1, giving you a range of options to compare.
| Feature | Bank of Queensland | Regional Australia Bank |
|---|---|---|
| Max Rate | 5.10% | 4.50% |
| Base Rate | 0.05% | 0.00% |
| Bonus Rate | 5.05% | 4.50% |
| Conditions Required | Yes | Yes |
| Balance Cap | $50,000 | $250,000 |
Bank of Queensland currently offers a 0.60% higher savings rate.
Keep Comparing
Keep Comparing
Common Questions
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Both Bank of Queensland and Regional Australia Bank require meeting monthly conditions to earn their full bonus rates.
Based on current rates, Bank of Queensland pays approximately $300 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.60% p.a.