4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Bank of Queensland
Compare ANZ and Bank of Queensland savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Bank of Queensland has 3 accounts reaching 5.10% p.a. Bank of Queensland currently leads by 0.60%.
VS
3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Live edge
Bank of Queensland leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.60% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bank of Queensland |
|---|---|---|
| Max rate | 4.50% | 5.10% |
| Base rate | 0.10% | 0.05% |
| Bonus rate | 4.40% | 5.05% |
| Has conditions | Yes | Yes |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Bank of Queensland's Future Saver Account reaches 5.10% p.a. (0.05% base + 5.05% bonus). Bank of Queensland currently leads by 0.60% p.a.
Bank of Queensland's rate applies on balances up to $50,000.
ANZ has 4 savings products and Bank of Queensland has 3, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Bank of Queensland |
|---|---|---|
| Max Rate | 4.50% | 5.10% |
| Base Rate | 0.10% | 0.05% |
| Bonus Rate | 4.40% | 5.05% |
| Conditions Required | Yes |
Common Questions
ANZ vs Bank of Queensland FAQs
Which bank has the better savings rate, ANZ or Bank of Queensland?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
Do ANZ and Bank of Queensland savings accounts have conditions?
Both ANZ and Bank of Queensland require meeting monthly conditions to earn their full bonus rates.