165 live products
Bendigo Bank
Best available rate
5.59%p.a.
Bendigo Easy Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bendigo Bank
Best available
From 5.59% p.a.
Line-up
165 live products
VS
Bendigo Bank vs UBank
Compare Bendigo Bank and UBank home loans in March 2026. Bendigo Bank offers rates from 5.59% p.a. across 165 products, while UBank starts at 5.59% p.a. with 61 products.
VS
61 live products
UBank
Best available rate
5.59%p.a.
Neat - Oo Variable P&i
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.61%
Offset
Not included
Redraw
Included
Live edge
UBank is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | UBank |
|---|---|---|
| Interest rate | 5.59% | 5.59% |
| Comparison rate | 5.61% | 5.61% |
| Offset account | No | No |
| Redraw | Yes | Yes |
All Bendigo Bank Products
Every tracked home loans option from Bendigo Bank.
All UBank Products
Every tracked home loans option from UBank.
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) while UBank starts at 5.59% p.a. (comparison rate 5.61%).
Key features: Bendigo Bank includes redraw, UBank includes redraw.
Quick Comparison
| Feature | Bendigo Bank | UBank |
|---|---|---|
| Interest Rate | 5.59% | 5.59% |
| Comparison Rate | 5.61% | 5.61% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
| Annual Fee |
Common Questions
Bendigo Bank vs UBank FAQs
Which bank has a lower home loan rate, Bendigo Bank or UBank?
Bendigo Bank currently offers the lower variable rate at 5.59% p.a. compared to 5.59% p.a. Always check the comparison rate for a true cost picture.
Do Bendigo Bank and UBank home loans have offset accounts?
Bendigo Bank does not include an offset account. UBank does not include an offset account.
What is Bendigo Bank's lowest home loan rate in 2026?
Bendigo Bank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Bendigo Easy Home Loan (Variable).
What is UBank's lowest home loan rate in 2026?
UBank's lowest variable rate is 5.59% p.a. (comparison rate 5.61%) on the Neat - Oo Variable P&i.