145 live products
BankSA
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
BankSA
Best available
From 5.79% p.a.
Line-up
145 live products
VS
BankSA vs Suncorp
Compare BankSA and Suncorp home loans in March 2026. BankSA offers rates from 5.79% p.a. across 145 products, while Suncorp starts at 5.64% p.a. with 66 products. Suncorp currently has the lower rate by 0.15%.
VS
66 live products
Suncorp
Best available rate
5.64%p.a.
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
Live edge
Suncorp is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | Suncorp |
|---|---|---|
| Interest rate | 5.79% | 5.64% |
| Comparison rate | 5.80% | 5.65% |
| Offset account | No | No |
| Redraw | Yes | Yes |
All BankSA Products
Every tracked home loans option from BankSA.
All Suncorp Products
Every tracked home loans option from Suncorp.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) while Suncorp starts at 5.64% p.a. (comparison rate 5.65%). Suncorp is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: BankSA includes redraw, Suncorp includes redraw.
Quick Comparison
| Feature | BankSA | Suncorp |
|---|---|---|
| Interest Rate | 5.79% | 5.64% |
| Comparison Rate | 5.80% | 5.65% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
BankSA vs Suncorp FAQs
Which bank has a lower home loan rate, BankSA or Suncorp?
Suncorp currently offers the lower variable rate at 5.64% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do BankSA and Suncorp home loans have offset accounts?
BankSA does not include an offset account. Suncorp does not include an offset account.
What is BankSA's lowest home loan rate in 2026?
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
What is Suncorp's lowest home loan rate in 2026?
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.