130 live products
ING
Best available rate
5.64%p.a.
Orange Advantage (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.94%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
ING
Best available
From 5.64% p.a.
Line-up
130 live products
VS
ING vs Suncorp
Compare ING and Suncorp home loans in March 2026. ING offers rates from 5.64% p.a. across 130 products, while Suncorp starts at 5.64% p.a. with 66 products.
Bank Two
VS
66 live products
Suncorp
Best available rate
5.64%p.a.
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
Live edge
Suncorp is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ING | Suncorp |
|---|---|---|
| Interest rate | 5.64% | 5.64% |
| Comparison rate | 5.94% | 5.65% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
All ING Products
Every tracked home loans option from ING.
All Suncorp Products
Every tracked home loans option from Suncorp.
ING's lowest variable rate is 5.64% p.a. (comparison rate 5.94%) while Suncorp starts at 5.64% p.a. (comparison rate 5.65%).
Key features: ING includes offset, ING includes redraw, Suncorp includes redraw.
Quick Comparison
| Feature | ING | Suncorp |
|---|---|---|
| Interest Rate | 5.64% | 5.64% |
| Comparison Rate | 5.94% | 5.65% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
| Annual Fee |
Common Questions
ING vs Suncorp FAQs
Which bank has a lower home loan rate, ING or Suncorp?
ING currently offers the lower variable rate at 5.64% p.a. compared to 5.64% p.a. Always check the comparison rate for a true cost picture.
Do ING and Suncorp home loans have offset accounts?
ING offers an offset account. Suncorp does not include an offset account.
What is ING's lowest home loan rate in 2026?
ING's lowest variable rate is 5.64% p.a. (comparison rate 5.94%) on the Orange Advantage (Variable).
What is Suncorp's lowest home loan rate in 2026?
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.