Finding the best rates…
Bank One
Best available
From 5.64% p.a.
Line-up
66 live products
Compare Suncorp and Westpac home loans in March 2026. Suncorp offers rates from 5.64% p.a. across 66 products, while Westpac starts at 5.79% p.a. with 179 products. Suncorp currently has the lower rate by 0.15%.
66 live products
Best available rate
Back To Basics Variable Rate Better Together Special Offer
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.65%
Offset
Not included
Redraw
Included
179 live products
Best available rate
Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.45%
Offset
Not included
Redraw
Included
Live edge
Suncorp is lower on headline home loan rate by 0.15%, which is roughly $63 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Suncorp | Westpac |
|---|---|---|
| Interest rate | 5.64% | 5.79% |
| Comparison rate | 5.65% | 6.45% |
| Offset account | No | No |
| Redraw | Yes | Yes |
Every tracked home loans option from Suncorp.
Every tracked home loans option from Westpac.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) while Westpac starts at 5.79% p.a. (comparison rate 6.45%). Suncorp is 0.15% lower, which saves approximately $63/month on a $500,000 loan.
Key features: Suncorp includes redraw, Westpac includes redraw.
| Feature | Suncorp | Westpac |
|---|---|---|
| Interest Rate | 5.64% | 5.79% |
| Comparison Rate | 5.65% | 6.45% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
Common Questions
Suncorp currently offers the lower variable rate at 5.64% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Suncorp does not include an offset account. Westpac does not include an offset account.
Suncorp's lowest variable rate is 5.64% p.a. (comparison rate 5.65%) on the Back To Basics Variable Rate Better Together Special Offer.
Westpac's lowest variable rate is 5.79% p.a. (comparison rate 6.45%) on the Fixed Rate Home Loan (Investment Fixed 1 Yr).
Bank Two
Best available
From 5.79% p.a.
Line-up
179 live products
| Annual Fee |
| $0 |
| $395 |
Suncorp currently offers a 0.15% lower home loan rate.
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