145 live products
BankSA
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
BankSA
Best available
From 5.79% p.a.
Line-up
145 live products
VS
BankSA vs St. George
Compare BankSA and St. George home loans in March 2026. BankSA offers rates from 5.79% p.a. across 145 products, while St. George starts at 5.79% p.a. with 145 products.
VS
145 live products
St. George
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Live edge
St. George is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | St. George |
|---|---|---|
| Interest rate | 5.79% | 5.79% |
| Comparison rate | 5.80% | 5.80% |
| Offset account | No | No |
| Redraw | Yes | Yes |
All BankSA Products
Every tracked home loans option from BankSA.
All St. George Products
Every tracked home loans option from St. George.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) while St. George starts at 5.79% p.a. (comparison rate 5.80%).
Key features: BankSA includes redraw, St. George includes redraw.
Quick Comparison
| Feature | BankSA | St. George |
|---|---|---|
| Interest Rate | 5.79% | 5.79% |
| Comparison Rate | 5.80% | 5.80% |
| Offset Account | No | No |
| Redraw Facility | Yes | Yes |
| Annual Fee |
Common Questions
BankSA vs St. George FAQs
Which bank has a lower home loan rate, BankSA or St. George?
BankSA currently offers the lower variable rate at 5.79% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do BankSA and St. George home loans have offset accounts?
BankSA does not include an offset account. St. George does not include an offset account.
What is BankSA's lowest home loan rate in 2026?
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
What is St. George's lowest home loan rate in 2026?
St. George's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.