100 live products
CommBank
Best available rate
5.59%p.a.
Digi Home Loan (Owner Occupied) (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
CommBank
Best available
From 5.59% p.a.
Line-up
100 live products
VS
CommBank vs St. George
Compare CommBank and St. George home loans in March 2026. CommBank offers rates from 5.59% p.a. across 100 products, while St. George starts at 5.79% p.a. with 145 products. CommBank currently has the lower rate by 0.20%.
VS
145 live products
St. George
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Live edge
CommBank is lower on headline home loan rate by 0.20%, which is roughly $83 per month on a $500,000 loan.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | CommBank | St. George |
|---|---|---|
| Interest rate | 5.59% | 5.79% |
| Comparison rate | 5.72% | 5.80% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
All CommBank Products
Every tracked home loans option from CommBank.
All St. George Products
Every tracked home loans option from St. George.
CommBank's lowest variable rate is 5.59% p.a. (comparison rate 5.72%) while St. George starts at 5.79% p.a. (comparison rate 5.80%). CommBank is 0.20% lower, which saves approximately $83/month on a $500,000 loan.
Key features: CommBank includes offset, CommBank includes redraw, St. George includes redraw.
Quick Comparison
| Feature | CommBank | St. George |
|---|---|---|
| Interest Rate | 5.59% | 5.79% |
| Comparison Rate | 5.72% | 5.80% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
CommBank vs St. George FAQs
Which bank has a lower home loan rate, CommBank or St. George?
CommBank currently offers the lower variable rate at 5.59% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do CommBank and St. George home loans have offset accounts?
CommBank offers an offset account. St. George does not include an offset account.
What is CommBank's lowest home loan rate in 2026?
CommBank's lowest variable rate is 5.59% p.a. (comparison rate 5.72%) on the Digi Home Loan (Owner Occupied) (Variable).
What is St. George's lowest home loan rate in 2026?
St. George's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.