146 live products
NAB
Best available rate
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.74% p.a.
Line-up
146 live products
Compare NAB and St. George home loans in March 2026. NAB offers rates from 5.74% p.a. across 146 products, while St. George starts at 5.79% p.a. with 145 products. NAB currently has the lower rate by 0.05%.
146 live products
Best available rate
Nab Tailored Home Loan (Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
6.28%
Offset
Included
Redraw
Included
145 live products
Best available rate
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Live edge
NAB is lower on headline home loan rate by 0.05%, which is roughly $21 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | St. George |
|---|---|---|
| Interest rate | 5.74% | 5.79% |
| Comparison rate | 6.28% | 5.80% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
Every tracked home loans option from NAB.
Every tracked home loans option from St. George.
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) while St. George starts at 5.79% p.a. (comparison rate 5.80%). NAB is 0.05% lower, which saves approximately $21/month on a $500,000 loan.
Key features: NAB includes offset, NAB includes redraw, St. George includes redraw.
| Feature | NAB | St. George |
|---|---|---|
| Interest Rate | 5.74% | 5.79% |
| Comparison Rate | 6.28% | 5.80% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
NAB currently offers the lower variable rate at 5.74% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
NAB offers an offset account. St. George does not include an offset account.
NAB's lowest variable rate is 5.74% p.a. (comparison rate 6.28%) on the Nab Tailored Home Loan (Fixed 1 Yr).
St. George's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
Bank Two
Best available
From 5.79% p.a.
Line-up
145 live products
| Annual Fee |
| $0 |
| $0 |
NAB currently offers a 0.05% lower home loan rate.
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