Financial Guides & Resources

▌Financial METARAEST│CASH3.85%RBA+25bp▲Feb '26CPI4.3%Dec '25│SAV-HI5.40%TD-12M4.93%HLO-LO5.43%CC-PTS200K pts│NEXT RBA5d━━━

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Filed Briefings

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How to Get a Personal Loan in Australia

Step-by-step guide to getting a personal loan in Australia. Learn eligibility, documents needed, how to compare rates, and tips to get approved faster.

Refinancing with Bad Credit Australia (2026 Guide)

Refinancing with bad credit in Australia is possible. Use this specialist playbook to navigate defaults, Part IX, and hardship variations.

Lenders Mortgage Insurance (LMI) Explained | What You Need to Know

What is LMI, how much does it cost, and can you avoid it? Our deep-dive explains lenders mortgage insurance for Australian home buyers.

RBA Cash Rate Tracker: Current Rate, History & Forecast

Track the current RBA cash rate, see the full history of rate decisions, and understand what the cash rate means for your mortgage, savings, and the economy.

Is Your Offset Account Actually Costing You Money?

Most Australians are told to always get an offset account. We ran the numbers and for many borrowers, it is a net loss. Find your breakeven balance.

Mortgage Broker vs Going Direct to a Bank: Which Is Better?

Should you use a mortgage broker or apply directly to a bank? We compare access, cost, convenience, and outcomes to help you choose the right path for your home loan.

How to Pay Off Your Home Loan Faster: 10 Proven Strategies

Discover 10 practical strategies to pay off your Australian mortgage faster, reduce interest costs, and shorten your loan term with extra repayments and smart refinancing.

How Much Can I Borrow for a Home Loan? | Borrowing Power Guide

Understand your borrowing power. Learn how lenders calculate your capacity, what factors affect it, and practical tips to maximise how much you can borrow.

Fixed Rate Ending? What to Do When Your Home Loan Expires

Your fixed rate home loan is expiring - here's what happens next, your four key options, and how to avoid rolling onto a costly revert rate.

Best Credit Cards in Australia (2026)

Compare the best credit cards in Australia for 2026. Find top rewards cards, lowest rate cards, no annual fee options, and balance transfer deals.

Stamp Duty Guide Australia: How Much Will You Pay?

Understand stamp duty in Australia. Learn how transfer duty is calculated, first home buyer concessions by state, and how it affects your total purchase cost.

Best Home Loan Rates in Australia (2026)

Compare the lowest home loan rates in Australia for 2026. See the best variable, fixed, and split rate mortgages from major banks and challengers.

12 MIN02 FEB '26

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