1 live product
Bank of Queensland
Best match at selected term
4.65%p.a.
Premier Investment Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Bank of Queensland
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
Bank of Queensland vs ING
Compare Bank of Queensland and ING term deposits in March 2026. Bank of Queensland offers rates up to 4.65% p.a. across 15 term lengths, while ING reaches 4.80% p.a. across 8 terms.
Tune The Comparison
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VS
1 live product
ING
Best match at selected term
4.80%p.a.
Personal Term Deposits
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$10,000
Live edge
ING currently pays 0.15% more at 12 months, worth about $15 extra on $10,000.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | ING |
|---|---|---|
| Rate at selected term | 4.65% | 4.80% |
| Best headline rate | 4.65% | 4.80% |
| Minimum deposit | $5,000 | $10,000 |
| Interest payment | maturity | maturity |
| Terms available | 31 | 8 |
All Bank of Queensland Products
Every tracked term deposits option from Bank of Queensland.
All ING Products
Every tracked term deposits option from ING.
Bank of Queensland's best term deposit rate is 4.65% p.a. across 31 variants, while ING offers up to 4.80% p.a. across 8 variants. ING pays 0.15% more, earning you an extra $75 on a $50,000 deposit over 12 months.
Bank of Queensland offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, while ING covers 3 months, 4 months, 6 months, 7 months, 9 months, 11 months, 1 year, 2 years.
Quick Comparison
| Feature | Bank of Queensland | ING |
|---|---|---|
| Best Rate | 4.65% | 4.80% |
| Min Deposit | $1,000 | $10,000 |
| Terms Available | 15 | 8 |
| Payment Options | maturity, annually |
Common Questions
Bank of Queensland vs ING FAQs
Which bank has the better term deposit rate, Bank of Queensland or ING?
ING currently offers the higher rate at 4.80% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Bank of Queensland offer in 2026?
Bank of Queensland's best term deposit rate is 4.65% p.a. They offer 15 different term lengths.
What term deposit rates does ING offer in 2026?
ING's best term deposit rate is 4.80% p.a. They offer 8 different term lengths.
How much more interest can I earn with ING on a $50,000 term deposit?
At current rates, ING pays approximately $75 more per year on a $50,000 deposit, based on their 0.15% rate advantage.