1 live product
ANZ
Best match at selected term
4.35%p.a.
ANZ Advance Notice Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
ANZ
Best available
Up to 4.35% p.a.
Line-up
1 live product
VS
ANZ vs Bank of Queensland
Compare ANZ and Bank of Queensland term deposits in March 2026. ANZ offers rates up to 4.35% p.a. across 15 term lengths, while Bank of Queensland reaches 4.65% p.a. across 15 terms.
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VS
1 live product
Bank of Queensland
Best match at selected term
4.65%p.a.
Premier Investment Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Bank of Queensland currently pays 0.30% more at 12 months, worth about $30 extra on $10,000.
0.30% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bank of Queensland |
|---|---|---|
| Rate at selected term | 4.35% | 4.65% |
| Best headline rate | 4.35% | 4.65% |
| Minimum deposit | $5,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 50 | 31 |
All ANZ Products
Every tracked term deposits option from ANZ.
All Bank of Queensland Products
Every tracked term deposits option from Bank of Queensland.
ANZ's best term deposit rate is 4.35% p.a. across 50 variants, while Bank of Queensland offers up to 4.65% p.a. across 31 variants. Bank of Queensland pays 0.30% more, earning you an extra $150 on a $50,000 deposit over 12 months.
ANZ offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, while Bank of Queensland covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years.
Quick Comparison
| Feature | ANZ | Bank of Queensland |
|---|---|---|
| Best Rate | 4.35% | 4.65% |
| Min Deposit | $5,000 | $1,000 |
| Terms Available | 15 | 15 |
| Payment Options |
Common Questions
ANZ vs Bank of Queensland FAQs
Which bank has the better term deposit rate, ANZ or Bank of Queensland?
Bank of Queensland currently offers the higher rate at 4.65% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does ANZ offer in 2026?
ANZ's best term deposit rate is 4.35% p.a. They offer 15 different term lengths.
What term deposit rates does Bank of Queensland offer in 2026?
Bank of Queensland's best term deposit rate is 4.65% p.a. They offer 15 different term lengths.
How much more interest can I earn with Bank of Queensland on a $50,000 term deposit?
At current rates, Bank of Queensland pays approximately $150 more per year on a $50,000 deposit, based on their 0.30% rate advantage.