1 live product
ING
Best match at selected term
4.80%p.a.
Personal Term Deposits
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$10,000
Finding the best rates…
Term Deposits Comparison
Bank One
ING
Best available
Up to 4.80% p.a.
Line-up
1 live product
VS
ING vs NAB
Compare ING and NAB term deposits in March 2026. ING offers rates up to 4.80% p.a. across 8 term lengths, while NAB reaches 4.70% p.a. across 27 terms.
Bank Two
Tune The Comparison
$
VS
1 live product
NAB
Best match at selected term
4.70%p.a.
NAB Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
ING currently pays 0.10% more at 12 months, worth about $10 extra on $10,000.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ING | NAB |
|---|---|---|
| Rate at selected term | 4.80% | 4.70% |
| Best headline rate | 4.80% | 4.70% |
| Minimum deposit | $10,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 8 | 75 |
All ING Products
Every tracked term deposits option from ING.
All NAB Products
Every tracked term deposits option from NAB.
ING's best term deposit rate is 4.80% p.a. across 8 variants, while NAB offers up to 4.70% p.a. across 75 variants. ING pays 0.10% more, earning you an extra $50 on a $50,000 deposit over 12 months.
ING offers terms of 3 months, 4 months, 6 months, 7 months, 9 months, 11 months, 1 year, 2 years, while NAB covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.0833333333333333 years, 1.1666666666666667 years, 1.25 years, 1.3333333333333333 years, 1.4166666666666667 years, 1.5 years, 1.5833333333333333 years, 1.6666666666666667 years, 1.75 years, 1.8333333333333333 years, 1.9166666666666667 years, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | ING | NAB |
|---|---|---|
| Best Rate | 4.80% | 4.70% |
| Min Deposit | $10,000 | $5,000 |
| Terms Available | 8 | 27 |
Common Questions
ING vs NAB FAQs
Which bank has the better term deposit rate, ING or NAB?
ING currently offers the higher rate at 4.80% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does ING offer in 2026?
ING's best term deposit rate is 4.80% p.a. They offer 8 different term lengths.
What term deposit rates does NAB offer in 2026?
NAB's best term deposit rate is 4.70% p.a. They offer 27 different term lengths.
How much more interest can I earn with ING on a $50,000 term deposit?
At current rates, ING pays approximately $50 more per year on a $50,000 deposit, based on their 0.10% rate advantage.