1 live product
Bank of Queensland
Best match at selected term
4.65%p.a.
Premier Investment Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Bank of Queensland
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
Bank of Queensland vs HSBC
Compare Bank of Queensland and HSBC term deposits in March 2026. Bank of Queensland offers rates up to 4.65% p.a. across 15 term lengths, while HSBC reaches 4.25% p.a. across 18 terms.
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VS
1 live product
HSBC
Best match at selected term
3.40%p.a.
AUD Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Bank of Queensland currently pays 1.25% more at 12 months, worth about $125 extra on $10,000.
1.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | HSBC |
|---|---|---|
| Rate at selected term | 4.65% | 3.40% |
| Best headline rate | 4.65% | 4.25% |
| Minimum deposit | $5,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 31 | 18 |
All Bank of Queensland Products
Every tracked term deposits option from Bank of Queensland.
All HSBC Products
Every tracked term deposits option from HSBC.
Bank of Queensland's best term deposit rate is 4.65% p.a. across 31 variants, while HSBC offers up to 4.25% p.a. across 18 variants. Bank of Queensland pays 0.40% more, earning you an extra $200 on a $50,000 deposit over 12 months.
Bank of Queensland offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, while HSBC covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 1.5 years, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | Bank of Queensland | HSBC |
|---|---|---|
| Best Rate | 4.65% | 4.25% |
| Min Deposit | $1,000 | $5,000 |
| Terms Available | 15 | 18 |
Common Questions
Bank of Queensland vs HSBC FAQs
Which bank has the better term deposit rate, Bank of Queensland or HSBC?
Bank of Queensland currently offers the higher rate at 4.65% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Bank of Queensland offer in 2026?
Bank of Queensland's best term deposit rate is 4.65% p.a. They offer 15 different term lengths.
What term deposit rates does HSBC offer in 2026?
HSBC's best term deposit rate is 4.25% p.a. They offer 18 different term lengths.
How much more interest can I earn with Bank of Queensland on a $50,000 term deposit?
At current rates, Bank of Queensland pays approximately $200 more per year on a $50,000 deposit, based on their 0.40% rate advantage.