1 live product
HSBC
Best match at selected term
3.40%p.a.
AUD Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
HSBC
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
HSBC vs ING
Compare HSBC and ING term deposits in March 2026. HSBC offers rates up to 4.25% p.a. across 18 term lengths, while ING reaches 4.80% p.a. across 8 terms.
Bank Two
Tune The Comparison
$
VS
1 live product
ING
Best match at selected term
4.80%p.a.
Personal Term Deposits
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$10,000
Live edge
ING currently pays 1.40% more at 12 months, worth about $140 extra on $10,000.
1.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | ING |
|---|---|---|
| Rate at selected term | 3.40% | 4.80% |
| Best headline rate | 4.25% | 4.80% |
| Minimum deposit | $5,000 | $10,000 |
| Interest payment | maturity | maturity |
| Terms available | 18 | 8 |
All HSBC Products
Every tracked term deposits option from HSBC.
All ING Products
Every tracked term deposits option from ING.
HSBC's best term deposit rate is 4.25% p.a. across 18 variants, while ING offers up to 4.80% p.a. across 8 variants. ING pays 0.55% more, earning you an extra $275 on a $50,000 deposit over 12 months.
HSBC offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 1.5 years, 2 years, 3 years, 4 years, 5 years, while ING covers 3 months, 4 months, 6 months, 7 months, 9 months, 11 months, 1 year, 2 years.
Quick Comparison
| Feature | HSBC | ING |
|---|---|---|
| Best Rate | 4.25% | 4.80% |
| Min Deposit | $5,000 | $10,000 |
| Terms Available | 18 | 8 |
| Payment Options | maturity |
Common Questions
HSBC vs ING FAQs
Which bank has the better term deposit rate, HSBC or ING?
ING currently offers the higher rate at 4.80% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does HSBC offer in 2026?
HSBC's best term deposit rate is 4.25% p.a. They offer 18 different term lengths.
What term deposit rates does ING offer in 2026?
ING's best term deposit rate is 4.80% p.a. They offer 8 different term lengths.
How much more interest can I earn with ING on a $50,000 term deposit?
At current rates, ING pays approximately $275 more per year on a $50,000 deposit, based on their 0.55% rate advantage.