1 live product
UBank
Best available rate
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Finding the best rates…
Bank One
Best available
Up to 5.35% p.a.
Line-up
1 live product
Compare UBank and Virgin Money savings accounts side by side. In March 2026, UBank offers 1 account with rates up to 5.35% p.a., while Virgin Money has 1 account reaching 4.00% p.a. UBank currently leads by 1.35%.
1 live product
Best available rate
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
1 live product
Best available rate
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 1.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | UBank | Virgin Money |
|---|---|---|
| Max rate | 5.35% | 4.00% |
| Base rate | 0.00% | 0.05% |
| Bonus rate | 4.60% | 3.95% |
| Has conditions | Yes | Yes |
Every tracked savings accounts option from UBank.
Every tracked savings accounts option from Virgin Money.
In March 2026, UBank's Save Account offers up to 5.35% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). UBank currently leads by 1.35% p.a.
UBank's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
UBank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
| Feature | UBank | Virgin Money |
|---|---|---|
| Max Rate | 5.35% | 4.00% |
| Base Rate | 0.00% | 0.05% |
| Bonus Rate | 4.60% | 3.95% |
| Conditions Required | Yes |
Common Questions
UBank currently offers the higher rate at 5.35% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Both UBank and Virgin Money require meeting monthly conditions to earn their full bonus rates.
Bank Two
Best available
Up to 4.00% p.a.
Line-up
1 live product
| Yes |
| Balance Cap | $1,000,000 | $250,000 |
UBank currently offers a 1.35% higher savings rate.
Based on current rates, UBank pays approximately $675 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 1.35% p.a.
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