1 live product
UBank
Best available rate
5.35%p.a.
Save Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.60%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
UBank
Best available
Up to 5.35% p.a.
Line-up
1 live product
VS
UBank vs Virgin Money
Compare UBank and Virgin Money savings accounts side by side. In March 2026, UBank offers 1 account with rates up to 5.35% p.a., while Virgin Money has 1 account reaching 4.00% p.a. UBank currently leads by 1.35%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
UBank leads on headline savings rate by 1.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
1.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | UBank | Virgin Money |
|---|---|---|
| Max rate | 5.35% | 4.00% |
| Base rate | 0.00% | 0.05% |
| Bonus rate | 4.60% | 3.95% |
| Has conditions | Yes | Yes |
All UBank Products
Every tracked savings accounts option from UBank.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, UBank's Save Account offers up to 5.35% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). UBank currently leads by 1.35% p.a.
UBank's rate includes an introductory component for 4 months. UBank's rate applies on balances up to $1,000,000.
UBank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | UBank | Virgin Money |
|---|---|---|
| Max Rate | 5.35% | 4.00% |
| Base Rate | 0.00% | 0.05% |
| Bonus Rate | 4.60% | 3.95% |
| Conditions Required | Yes |
Common Questions
UBank vs Virgin Money FAQs
Which bank has the better savings rate, UBank or Virgin Money?
UBank currently offers the higher rate at 5.35% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is UBank's best savings account rate in 2026?
UBank's best savings rate is 5.35% p.a. on the Save Account. This rate requires meeting monthly bonus conditions.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do UBank and Virgin Money savings accounts have conditions?
Both UBank and Virgin Money require meeting monthly conditions to earn their full bonus rates.