1 live product
Regional Australia Bank
Best available rate
4.50%p.a.
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Regional Australia Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
Regional Australia Bank vs Unity Bank
Compare Regional Australia Bank and Unity Bank savings accounts side by side. In March 2026, Regional Australia Bank offers 1 account with rates up to 4.50% p.a., while Unity Bank has 1 account reaching 4.00% p.a. Regional Australia Bank currently leads by 0.50%.
VS
1 live product
Unity Bank
Best available rate
4.00%p.a.
MoneyMAX Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Regional Australia Bank leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Regional Australia Bank | Unity Bank |
|---|---|---|
| Max rate | 4.50% | 4.00% |
| Base rate | 0.00% | 4.00% |
| Bonus rate | 4.50% | 0.00% |
| Has conditions | Yes | No |
All Regional Australia Bank Products
Every tracked savings accounts option from Regional Australia Bank.
All Unity Bank Products
Every tracked savings accounts option from Unity Bank.
In March 2026, Regional Australia Bank's Savings Booster offers up to 4.50% p.a., while Unity Bank's MoneyMAX Account reaches 4.00% p.a.. Regional Australia Bank currently leads by 0.50% p.a.
Regional Australia Bank's top rate requires meeting bonus conditions each month, while Unity Bank offers its rate with no ongoing requirements. Regional Australia Bank's rate applies on balances up to $250,000.
Regional Australia Bank has 1 savings product and Unity Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Regional Australia Bank | Unity Bank |
|---|---|---|
| Max Rate | 4.50% | 4.00% |
| Base Rate | 0.00% | 4.00% |
| Bonus Rate | 4.50% | 0.00% |
Common Questions
Regional Australia Bank vs Unity Bank FAQs
Which bank has the better savings rate, Regional Australia Bank or Unity Bank?
Regional Australia Bank currently offers the higher rate at 4.50% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Regional Australia Bank's best savings account rate in 2026?
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
What is Unity Bank's best savings account rate in 2026?
Unity Bank's best savings rate is 4.00% p.a. on the MoneyMAX Account.
Do Regional Australia Bank and Unity Bank savings accounts have conditions?
Unity Bank's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.