Finding the best rates…
Bank One
Best available
Up to 4.50% p.a.
Line-up
1 live product
Compare Regional Australia Bank and Teachers Mutual Bank savings accounts side by side. In March 2026, Regional Australia Bank offers 1 account with rates up to 4.50% p.a., while Teachers Mutual Bank has 1 account reaching 4.75% p.a. Teachers Mutual Bank currently leads by 0.25%.
Bank Two
Best available
Up to 4.75% p.a.
Line-up
1 live product
1 live product
Best available rate
Savings Booster
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.50%
Conditions
Bonus rules apply
1 live product
Best available rate
Starter Saver (Under 30s / Students)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Teachers Mutual Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Regional Australia Bank | Teachers Mutual Bank |
|---|---|---|
| Max rate | 4.50% | 4.75% |
| Base rate | 0.00% | 4.75% |
| Bonus rate | 4.50% | 0.00% |
| Has conditions | Yes | No |
Every tracked savings accounts option from Regional Australia Bank.
Every tracked savings accounts option from Teachers Mutual Bank.
In March 2026, Regional Australia Bank's Savings Booster offers up to 4.50% p.a., while Teachers Mutual Bank's Starter Saver (Under 30s / Students) reaches 4.75% p.a.. Teachers Mutual Bank currently leads by 0.25% p.a.
Teachers Mutual Bank offers its top rate unconditionally, while Regional Australia Bank requires monthly conditions. Teachers Mutual Bank's rate applies on balances up to $50,000.
Regional Australia Bank has 1 savings product and Teachers Mutual Bank has 1, giving you a range of options to compare.
| Feature | Regional Australia Bank | Teachers Mutual Bank |
|---|---|---|
| Max Rate | 4.50% | 4.75% |
| Base Rate | 0.00% | 4.75% |
| Bonus Rate | 4.50% | 0.00% |
| Conditions Required | Yes | No |
| Balance Cap | $250,000 | $50,000 |
Teachers Mutual Bank currently offers a 0.25% higher savings rate.
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Common Questions
Teachers Mutual Bank currently offers the higher rate at 4.75% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
Regional Australia Bank's best savings rate is 4.50% p.a. on the Savings Booster. This rate requires meeting monthly bonus conditions.
Teachers Mutual Bank's best savings rate is 4.75% p.a. on the Starter Saver (Under 30s / Students).
Teachers Mutual Bank's top rate has no ongoing conditions, while Regional Australia Bank requires meeting bonus conditions each month to earn the full advertised rate.
Based on current rates, Teachers Mutual Bank pays approximately $125 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.25% p.a.