1 live product
Police Bank
Best available rate
4.75%p.a.
U30 Super Charge
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Police Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
Police Bank vs Virgin Money
Compare Police Bank and Virgin Money savings accounts side by side. In March 2026, Police Bank offers 1 account with rates up to 4.75% p.a., while Virgin Money has 1 account reaching 4.00% p.a. Police Bank currently leads by 0.75%.
VS
1 live product
Virgin Money
Best available rate
4.00%p.a.
Boost Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
3.95%
Conditions
Bonus rules apply
Live edge
Police Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.75% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Police Bank | Virgin Money |
|---|---|---|
| Max rate | 4.75% | 4.00% |
| Base rate | 4.75% | 0.05% |
| Bonus rate | 0.00% | 3.95% |
| Has conditions | No | Yes |
All Police Bank Products
Every tracked savings accounts option from Police Bank.
All Virgin Money Products
Every tracked savings accounts option from Virgin Money.
In March 2026, Police Bank's U30 Super Charge offers up to 4.75% p.a., while Virgin Money's Boost Saver reaches 4.00% p.a. (0.05% base + 3.95% bonus). Police Bank currently leads by 0.75% p.a.
Police Bank offers its top rate unconditionally, while Virgin Money requires monthly conditions. Police Bank's rate applies on balances up to $10,000.
Police Bank has 1 savings product and Virgin Money has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Police Bank | Virgin Money |
|---|---|---|
| Max Rate | 4.75% | 4.00% |
| Base Rate | 4.75% | 0.05% |
| Bonus Rate | 0.00% | 3.95% |
| Conditions Required |
Common Questions
Police Bank vs Virgin Money FAQs
Which bank has the better savings rate, Police Bank or Virgin Money?
Police Bank currently offers the higher rate at 4.75% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is Police Bank's best savings account rate in 2026?
Police Bank's best savings rate is 4.75% p.a. on the U30 Super Charge.
What is Virgin Money's best savings account rate in 2026?
Virgin Money's best savings rate is 4.00% p.a. on the Boost Saver, consisting of a 0.05% base rate and 3.95% bonus rate. This rate requires meeting monthly bonus conditions.
Do Police Bank and Virgin Money savings accounts have conditions?
Police Bank's top rate has no ongoing conditions, while Virgin Money requires meeting bonus conditions each month to earn the full advertised rate.