4 live products
ANZ
Best available rate
4.50%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.40%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ANZ
Best available
Up to 4.50% p.a.
Line-up
4 live products
VS
ANZ vs Police Bank
Compare ANZ and Police Bank savings accounts side by side. In March 2026, ANZ offers 4 accounts with rates up to 4.50% p.a., while Police Bank has 1 account reaching 4.75% p.a. Police Bank currently leads by 0.25%.
VS
1 live product
Police Bank
Best available rate
4.75%p.a.
U30 Super Charge
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Police Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Police Bank |
|---|---|---|
| Max rate | 4.50% | 4.75% |
| Base rate | 0.10% | 4.75% |
| Bonus rate | 4.40% | 0.00% |
| Has conditions | Yes | No |
All ANZ Products
Every tracked savings accounts option from ANZ.
All Police Bank Products
Every tracked savings accounts option from Police Bank.
In March 2026, ANZ's Growth Saver offers up to 4.50% p.a. (0.10% base + 4.40% bonus), while Police Bank's U30 Super Charge reaches 4.75% p.a.. Police Bank currently leads by 0.25% p.a.
Police Bank offers its top rate unconditionally, while ANZ requires monthly conditions. Police Bank's rate applies on balances up to $10,000.
ANZ has 4 savings products and Police Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ANZ | Police Bank |
|---|---|---|
| Max Rate | 4.50% | 4.75% |
| Base Rate | 0.10% | 4.75% |
| Bonus Rate | 4.40% | 0.00% |
| Conditions Required | Yes |
Common Questions
ANZ vs Police Bank FAQs
Which bank has the better savings rate, ANZ or Police Bank?
Police Bank currently offers the higher rate at 4.75% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ANZ's best savings account rate in 2026?
ANZ's best savings rate is 4.50% p.a. on the Growth Saver, consisting of a 0.10% base rate and 4.40% bonus rate. This rate requires meeting monthly bonus conditions.
What is Police Bank's best savings account rate in 2026?
Police Bank's best savings rate is 4.75% p.a. on the U30 Super Charge.
Do ANZ and Police Bank savings accounts have conditions?
Police Bank's top rate has no ongoing conditions, while ANZ requires meeting bonus conditions each month to earn the full advertised rate.