1 live product
ME Bank
Best available rate
4.75%p.a.
Homeme
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.70%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ME Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
ME Bank vs People's Choice
Compare ME Bank and People's Choice savings accounts side by side. In March 2026, ME Bank offers 1 account with rates up to 4.75% p.a., while People's Choice has 1 account reaching 4.50% p.a. ME Bank currently leads by 0.25%.
VS
1 live product
People's Choice
Best available rate
4.50%p.a.
Dream Fund
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.49%
Conditions
Bonus rules apply
Live edge
ME Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ME Bank | People's Choice |
|---|---|---|
| Max rate | 4.75% | 4.50% |
| Base rate | 0.05% | 0.01% |
| Bonus rate | 4.70% | 4.49% |
| Has conditions | Yes | Yes |
All ME Bank Products
Every tracked savings accounts option from ME Bank.
All People's Choice Products
Every tracked savings accounts option from People's Choice.
In March 2026, ME Bank's Homeme offers up to 4.75% p.a. (0.05% base + 4.70% bonus), while People's Choice's Dream Fund reaches 4.50% p.a. (0.01% base + 4.49% bonus). ME Bank currently leads by 0.25% p.a.
ME Bank's rate applies on balances up to $1,000,000.
ME Bank has 1 savings product and People's Choice has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ME Bank | People's Choice |
|---|---|---|
| Max Rate | 4.75% | 4.50% |
| Base Rate | 0.05% | 0.01% |
| Bonus Rate | 4.70% | 4.49% |
| Conditions Required | Yes |
Common Questions
ME Bank vs People's Choice FAQs
Which bank has the better savings rate, ME Bank or People's Choice?
ME Bank currently offers the higher rate at 4.75% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ME Bank's best savings account rate in 2026?
ME Bank's best savings rate is 4.75% p.a. on the Homeme, consisting of a 0.05% base rate and 4.70% bonus rate. This rate requires meeting monthly bonus conditions.
What is People's Choice's best savings account rate in 2026?
People's Choice's best savings rate is 4.50% p.a. on the Dream Fund, consisting of a 0.01% base rate and 4.49% bonus rate. This rate requires meeting monthly bonus conditions.
Do ME Bank and People's Choice savings accounts have conditions?
Both ME Bank and People's Choice require meeting monthly conditions to earn their full bonus rates.