1 live product
ME Bank
Best available rate
4.75%p.a.
Homeme
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.70%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ME Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
ME Bank vs NAB
Compare ME Bank and NAB savings accounts side by side. In March 2026, ME Bank offers 1 account with rates up to 4.75% p.a., while NAB has 2 accounts reaching 4.70% p.a. ME Bank currently leads by 0.05%.
VS
2 live products
NAB
Best available rate
4.70%p.a.
iSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.40%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
ME Bank leads on headline savings rate by 0.05% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.05% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ME Bank | NAB |
|---|---|---|
| Max rate | 4.75% | 4.70% |
| Base rate | 0.05% | 1.40% |
| Bonus rate | 4.70% | 0.00% |
| Has conditions | Yes | No |
All ME Bank Products
Every tracked savings accounts option from ME Bank.
All NAB Products
Every tracked savings accounts option from NAB.
In March 2026, ME Bank's Homeme offers up to 4.75% p.a. (0.05% base + 4.70% bonus), while NAB's iSaver reaches 4.70% p.a.. ME Bank currently leads by 0.05% p.a.
ME Bank's top rate requires meeting bonus conditions each month, while NAB offers its rate with no ongoing requirements. NAB's rate includes an introductory component for 4 months. ME Bank's rate applies on balances up to $1,000,000.
ME Bank has 1 savings product and NAB has 2, giving you a range of options to compare.
Quick Comparison
| Feature | ME Bank | NAB |
|---|---|---|
| Max Rate | 4.75% | 4.70% |
| Base Rate | 0.05% | 1.40% |
| Bonus Rate | 4.70% | 0.00% |
| Conditions Required |
Common Questions
ME Bank vs NAB FAQs
Which bank has the better savings rate, ME Bank or NAB?
ME Bank currently offers the higher rate at 4.75% p.a., compared to 4.70% p.a. Rates are sourced from live data and change frequently.
What is ME Bank's best savings account rate in 2026?
ME Bank's best savings rate is 4.75% p.a. on the Homeme, consisting of a 0.05% base rate and 4.70% bonus rate. This rate requires meeting monthly bonus conditions.
What is NAB's best savings account rate in 2026?
NAB's best savings rate is 4.70% p.a. on the iSaver.
Do ME Bank and NAB savings accounts have conditions?
NAB's top rate has no ongoing conditions, while ME Bank requires meeting bonus conditions each month to earn the full advertised rate.